Wealth advice built around your life
Personalized financial planning, investment management, and insurance* strategies — with offices in Scarborough and Brampton.
Scarborough Office
2075 Kennedy Road, Suite 500Scarborough, ON M1T 3V3
Brampton Office
80 Maritime Ontario Blvd., Suite 240Brampton, ON L6S 0E7
Comprehensive wealth management, tailored to your goals
Every recommendation fits within a complete wealth plan, not a one-off transaction.
Strategic Wealth Planning
A clear roadmap for your financial future.
Comprehensive plans covering retirement, tax efficiency, and estate transfer — coordinated across every account and asset you hold.
Learn more →Institutional Investment Solutions
Portfolios built with discipline.
Professionally managed solutions — including mutual funds, ETFs, and individual securities — matched to your risk tolerance and time horizon.
Learn more →Retirement Planning
A clear path to the retirement you envision.
Comprehensive planning for retirement income — coordinated across every account and asset you hold.
Learn more →Structured Wealth Accounts
The right account for every goal.
RRSPs, TFSAs, FHSAs, RESPs, RDSPs, and non-registered accounts — structured to keep more of your money working for you.
Learn more →Risk Management & Insurance*
Protect what you have built.
Life, disability, and critical illness insurance solutions designed to safeguard your family and business against the unexpected.
Learn more →Credit & Capital Lending
Put your capital to work.
Investment and RRSP loans, securities-based lending, and strategic borrowing to support your broader wealth plan.
Learn more →
Guidance through every stage of your financial life
Ryan runs a full-service wealth management practice serving individuals, families, and business owners.
Pre-Retirees
Retirement readiness — coordinating income, tax, and timing for the years ahead.
Incorporated Professionals
Tax-efficient planning — aligning corporate and personal wealth strategies.
Young Families
Preserving and growing wealth — coverage and savings that adapt as your family grows.
Great financial outcomes come from great planning
Ryan Lu, MBA, CFP®, CIM®, is a Wealth Advisor with iA Private Wealth, where he runs a full-service wealth management practice serving individuals, families, and business owners.
Ryan believes great financial outcomes come from great planning — not product sales. His approach brings together every part of your financial life — investments, tax planning, insurance*, and estate planning — into one coordinated strategy designed around your goals.
Your interests first
Transparent, unbiased advice aligned with your goals.
Comprehensive planning
Every recommendation fits within a complete wealth plan, not a one-off transaction.
Long-term partnership
Guidance through every stage of your financial life.
A clear, coordinated process
Whether you are building wealth, preparing for retirement, or planning a legacy for the next generation, Ryan provides the steady, knowledgeable guidance to help you move forward with confidence.
Introductory consultation
A complimentary, no-obligation conversation about your goals, current situation, and concerns.
Personalized plan
A coordinated strategy covering investments, tax, insurance*, and estate planning — designed around your goals.
Implementation
Your plan put into action with professional guidance at every step.
Ongoing review
Regular reviews to keep your strategy aligned as life and markets change.
Start with a complimentary introductory consultation
Book a meetingCommon questions about working with Ryan Lu
What happens at our first meeting?
Your first meeting is a complimentary, no-obligation conversation. You will discuss your goals, current situation, and concerns — and Ryan will outline how his planning process works and whether it is a good fit.
How are you compensated?
Compensation depends on the type of accounts and services you use. Every fee is fully disclosed and discussed with you before you invest — and your first consultation is complimentary.
Is there a minimum investment to work with you?
There is no single published minimum — the right fit depends on your needs and goals. Contact Ryan to discuss whether his practice is right for you.
Do you work with business owners?
Yes. Ryan works with incorporated professionals and business owners on tax-efficient investing, succession planning, and strategies for drawing wealth from a corporation.
Is my personal information kept confidential?
Absolutely. Your information is protected under strict privacy standards and regulatory requirements, and is never shared without your consent.
Market commentary & planning insights
Stay informed with timely market commentary and practical wealth-planning insights — a curated selection from iA Private Wealth to help you make confident financial decisions.
View insights →Tools & Calculators
RRSP tax savings, retirement income, CPP & OAS benefits, RRIF and LIF payments, education planning, and more.
Explore calculators →Book a complimentary consultation
Your first meeting is a complimentary, no-obligation conversation about your goals — a chance to see if we’re the right fit before anything else.
Phone
(647) 800-3862Scarborough Office
2075 Kennedy Road, Suite 500,
Scarborough, ON M1T 3V3
Brampton Office
80 Maritime Ontario Blvd., Suite 240,
Brampton, ON L6S 0E7
Opening hours
Monday – Friday: 09:00 AM – 06:00 PM
Saturday: 09:00 AM – 05:00 PM
Have a question? Write to us!
Book a complimentary consultation to discuss your financial goals.
